Zurich American Life Insurance Company (Zurich), a New York domestic life insurance company, will become the insurer for the group short-term disability (STD) and long-term disability (LTD) insurance policies, effective January 1, 2020. The Diocese of Southern Ohio has elected to have Short term and Long term disability benefit be provided by the employer.

Disability coverage is a voluntary program. As the employer, if you currently provide disability coverage under Lincoln Financial for your employees those employees will automatically be rolled over by Church Pension Group (CPG) into the new plans provided by Zurich effective 1-1-2020. You will not need to do anything to have current employees enrolled under Zurich the new provider.

The new plan options for short term disability will be :

Elimination period                        14 days

% of covered pay                         66.67%

Maximum Benefit period              13 weeks

Maximum Benefit per week         $1,500.00

 

Long term disability:

Elimination period                        90 days

% of covered pay                         66.67%

Maximum Benefit per week         $7,500.00

If you have any employees who qualify for short/long term disability (employees working at least 1,000 hours annually) and are not currently enrolled  you may enroll them at this time. We have until Dec 22, 2019 to complete this enrollment. CPG has waived any previous criteria for enrollments made for employees who were not enrolled within 60 days of their hire date.

Disability Fact Sheet

Please contact Angela Byrd at 513.421.0311 or Church Pension Group at 800.480.9967 if you have any questions.